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Real Estate: Your Shield Against the Inflation Storm
Inflation, the relentless rise in the cost of living, has been looming large on the economic horizon recently. As prices surge, consumers scramble to make
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Taxation
What is the Land Transfer Tax, and how is it calculated in Ontario?
The Land Transfer Tax (LTT) is a tax levied on the purchase of real estate in Ontario, including residential properties. It is paid by the
Mortgages
The History of Mortgages: From Ancient Practices to Modern Finance
Mortgages, as we know them today, have a rich and complex history that spans centuries and civilizations. They’ve evolved from simple arrangements of debt to
Title & Deeds
WHAT IS AN EASEMENT?
An Easement is a right enjoyed by a dominant tenement over a servient tenement, for a purpose other than general use or occupation. An Easement
First-time buyers
Fixed and variable mortgage rates compared
The table below lays out some of the key differences as well as the pros and cons of fixed and variable mortgage rates. Fixed mortgage
Buyer Best Practices
Common conditions included in a real estate offer.
Here are four common conditions when closing a real estate sale: Sale of Existing Property For buyers who are in the process of selling their
Government programs
When Can I Apply For the HST Rebate on New Homes?
When building a home, you can apply for the NRRPR or HST rebate as soon as construction is more or less complete and you, a
Title & Deeds
What is “Title Fraud”?
Title fraud (or real estate title fraud) is a form of real estate fraud that harms individual homeowners and their lenders. Title fraud typically involves
Title & Deeds
What Does Title Insurance Cover?
For a one-time fee, called a premium, a title insurance policy may provide protection from such losses as: Your title insurance policy will protect you
Documents & Clauses
Additional Name buyer
Notwithstanding section 20A of this Contract, the Buyer may, without the further consent of the Seller, add (insert name(s) of a specific person(s)) as an
