Title & Deeds

An Easement is a right enjoyed by a dominant tenement over a servient tenement, for a purpose other than general use or occupation. An Easement

Title fraud (or real estate title fraud) is a form of real estate fraud that harms individual homeowners and their lenders. Title fraud typically involves

For a one-time fee, called a premium, a title insurance policy may provide protection from such losses as: Your title insurance policy will protect you

A ‘title’ is a legal term describing the right of ownership. When you buy a home, the ‘title’ is transferred to you, the new homeowner. So what is title insurance? And why would a homeowner consider buying it?
Put simply, title insurance is a product that in exchange for a one-time fee protects you against challenges to your ownership of the property that might emerge later on. Some of these challenges can be things that your lawyers cannot cover such as fraud, where somebody tries to take your title through fraud or forgery, encroachments; where a neighbor builds something partly on land that you own, easements, where the property is later found not to comply with zoning by-laws or a previous owner of the title still having claim to the property.  
Title insurance, which can be bought at any time after the purchase of a property, sets out to cover you depending on the maximum coverage laid out in the policy and may also cover legal expenses that you can incur in restoring your property’s title.